Department: Credit & Rick

Reporting to: Manager - Credit & Risk

Job Summary:

Credit analysts are hired to work in the area of credit risk analysis, and they are required to review the financial status of new and existing customers to determine their level of risk and make recommendations to the company.

* Responsible to achieve department wise decisive targets.
TAT:-

• For RE - process within 45 Days.
• For SME - process within 30 Days.
• For LAP - process within 20 Days.

Some of the key roles that credit analysts are required to perform include:

• Make good & healthy relationship with Client, Bank & Marketing Team.
• Prepare in advance for every renual file.

Qualification : PG in Finance

Experience : 2 Years

Desired skills and competencies :

Required Skills for a Credit Analysts. The following are some of the skills that are required of a credit analyst:

• Due diligence
  Credit analysis is a numbers job, and a missing or incorrect data point can significantly affect the analysis. A credit analyst must demonstrate considerable attention to detail because an incorrect analysis can be costly to the employer and even the clients involved.
• Knowledge of industry
  Credit analysts may be assigned work in companies operating in various industries, such as healthcare, technology, real estate, etc.,which will require them to possess a significant amount of knowledge in the different industries. Understanding how the different industries operate will make their analysis work easier.
• Ability to multitask
  A credit analyst may be required to work with different clients at the same time, and the ability to multitask will come in handy when deciding the projects to prioritize. They must be able to handle demands as they come and juggle tasks according to their urgency and client expectations.
• Well-versed with finance software
  Credit analyst must be comfortable with common financial software, such as Microsoft Excel, which they may use on a daily basis. Knowing some basic functions, such as sorting, common arithmetic functions, graphs, charts, and financial modeling, will give them an edge in the market.